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Ways To Save Money

If youíre trying to figure out how to save money, weíve got you covered! We pulled together the ultimate list of easy ways to save money and rated them on a degree of difficulty, from 1 being the easiest to 5 requiring some efforts.

For ease of navigation, our list is divided into categories: Health, Finances, Shopping, Home, Work, Transport, Meals, Recreation, Communication, Clothing, Cosmetics.

As you know savings is the key to getting rich, but cutting back on already tight budgets can seem like an impossible task. But perhaps youíre not looking for money in the right places.

Saving money can be easier said than done but it also can be an exciting experience, a kind of gambling. Big or small, any effort you make will add up in the end. The key is, of course, consistency. The longer you commit to these saving tactics, the more savings you will have.

So, here are 119 ways to save money starting now:

  1. Health

    Practice healthy habits

    1. Practice healthy habits

      Depending on your health insurance situation, a trip to the doctor or the pharmacy can be expensive.

      Avoid getting sick by practicing healthy habits. Eat well, exercise regularly, and wash your hands often. Taking care of yourself will save you from costly medical issues down the road. Difficulty: 3

    2. Reduce your prescription co-pays

      Every time you fill a prescription, you might have to pay a co-pay. To avoid this, ask your doctor if you could have a longer supply. This will reduce your trips to the pharmacy and your co-pays as well. Difficulty: 4

    3. Give up unhealthy habits

      Bad habits are hard to break. If you smoke or drink, cutting that out of your life can be difficult. But think about the money youíll save. Even more so, think about the positive effects it will have on your health. Difficulty: 5

    4. Workout for free

      Most gym and fitness studios will let you test out their facilities for a day or even a week. Donít be afraid to take advantage of this offer. You can test out different gyms and classes. If you find one you like, gyms often offer discounted memberships after a trial period. Difficulty: 4

    5. Check your medical coverage

      Before making an appointment with a doctor, make sure they are covered within your plan. You donít want to show up at their office, only to find out they arenít in your network. Difficulty: 2

    6. Visit your doctor

      If you have health insurance, you should regularly go to the doctor for yearly check up. Itís at no cost to you and can help prevent future illnesses (which may cost you a lot). Difficulty: 3

    7. Walk & bike more

      Gas is expensive. Instead of driving, walk or bike whenever you can. It doesnít cost you anything and you can burn some extra calories. Difficulty: 4

    8. Work out at home

      Gym memberships can be pricey. Drop the membership all together. You can purchase a few weights and work out from the comfort of your own home. Difficulty: 3

      Try at-home remedies

    9. Try at-home remedies

      If youíre not feeling well, try an at-home remedy instead of purchasing medication. For instance, honey lemon water can really help a sore throat. These remedies may work even better than what you can get at the pharmacy. Difficulty: 5

    10. Cut out sugary drinks

      There have been numerous studies on the negative health effects of sugary drinks, including sodas and sports drinks. Cut those out of your diet. Go for (free) water instead. Difficulty: 5

    11. Avoid stress

      Stress can make us do crazy things, like buy stuff we donít need. Instead of going shopping when youíre stressed, do something to take your mind off things, like reading a book or going for a run. Difficulty: 5

  2. Finances

    1. Remove your credit card numbers

      Online shopping websites these days make it really easy and simple for you to checkout by saving your credit card information. With one click, you can make a purchase. Make it harder on yourself to buy unnecessary items by removing your credit card numbers from your online accounts. Difficulty: 2

    2. Use credit card rewards

      Many credit cards come with great perks. You can accumulate points and spend them on things like flights, hotels, or cash. There are many different cards so find the right one for you depending on your lifestyle and spending habits. Difficulty: 3

    3. Set up automatic transfers

      Sometimes, we fail to save money not because we donít have enough but simply because we forget to. When itís sitting in our checking account, weíre more inclined to use it. Instead, set up an automatic transfer after each paycheck directly to your savings account. This way, youíll never spend it by accident. Difficulty: 1

      avoid atms

    4. Avoid transaction fees

      For example, ATM fees can be the absolute worst. You might only need $5 but unfortunately, you get hit with a $3 fee. ATMs are a convenience you often have to pay for. You can avoid this by planning ahead. Estimate how much cash you need next time you go to the bank. This way, you can avoid ATMs altogether. Difficulty: 2

    5. Find the right bank for you

      You might not think twice about where you bank but finding the right one for you can save you money every month. Many banks will hit you with ATM fees and overdraft fees. Look for a bank that doesnít. Typically, smaller, local banks will have better perks to incentivize you to bank with them. Difficulty: 3

    6. Use budget and financial apps

      Need to track your budget? Thereís an app for that! If you ever wondered how youíre doing with your budget at any given point, you can simply open up an app on your phone, like Mint, and see your progress. Itís simple, easy to use, and will help you organize your finances tremendously. Difficulty: 3

    7. Ask about fees

      Thereís a fee for almost anything, including banking or activating a new cell phone. However, next time, speak with a customer service representative and ask if the fee can simply be waived. Often times, they are willing to do that for you to gain a new customer. Difficulty: 2

    8. Talk to your credit card company about interest rates

      You might not realize it but you do have room to negotiate with your credit card company. If youíve been a long time customer with a good record, talk to them about lowering your interest rate. Difficulty: 4

    9. Enroll in an FSA account

      If your company offers this benefit, consider enrolling in an FSA account. You donít have to pay taxes on these funds and you can use them toward out-of-pocket health care items. Difficulty: 2

    10. Pay bills online

      Most banks and service companies will allow you to pay bills online. This makes it much simpler for you to send payment and check your account status. Plus, it also saves you on stamps and checks. Difficulty: 1

    11. Cancel unused subscriptions

      Do you have newspaper and magazine subscriptions stacking up that you barely read? Cancel them. Itís better for your wallet and the environment as well. Difficulty: 1

    12. Have a money minute

      ďHave a money minute at least once a week. A money minute is where you take some of your time and review all your bank accounts/transactions for the week. This will help to ensure that bills that were supposed to be paid were in fact paid and that all transactions are accounted for." Difficulty: 3

  3. Shopping

    1. Stick with cash

      ďMy best tip to save money is to stop carrying around your debit and credit cards. When I carry only cash I have a natural limit to how much I can spend. When I have my debit or credit card Iím more likely to spend more because my credit limit is much higher than the amount of cash I carry around on a day to day basis.Ē This will save you for any impulse purchase Difficulty: 4

    2. Donít go shopping when youíre bored

      Many people go to the mall just because theyíre bored and have nothing to do. Bad idea. Instead, find something productive to do that doesnít involve you spending money. Difficulty: 1

    3. Comparison shop

      Just donít buy an item you need in the first store you see. Remember to comparison shop. You may be able to find a lower price elsewhere. Itís especially easier if you shop online by using the Google Comparison Shopping Tool. Difficulty: 3

    4. Have a ďno spendĒ month

      If you have a shopping addiction, try having a ďno spendĒ month. Donít purchase anything that isnít a necessity for 30 days. Difficulty: 3

    5. Always plan ahead

      ďSpend a little time planning ahead with all your purchases and expenses. Impulse buying is the worst possible thing you can do for your finances. Difficulty: 3

    6. Shop flash sale sites

      Flash sale sites like Groupon and Livingsocial are a great way to score deals on meals and services. They refresh their site daily with discounts on things like restaurants, massages, and haircuts. You can treat yourself and save money at the same time. Difficulty: 2

    7. Buy discount gift cards

      You can save as much as 20% (and more) on purchasing discount gift cards for stuff you routinely buy. Difficulty: 2

    8. Check out store circulars

      When you do your grocery shopping every week, be sure to check out the store circular. See whatís on sale. Ideally, you can plan your meals around the sales to cut down on food costs. Difficulty: 2

    9. Buy used when it makes sense

      You donít have to buy everything new. Thrift shops and consignments stores are a great place to look for bargains on used items. You can often find some really great items there, you just have to look. Difficulty: 3

    10. Go for the generic brand

      For your most common household items, the generic brand is practically the same as the name brand. It just costs less. Try generic the next time you buy something and see if you actually notice the difference. Difficulty: 2

    11. Buy in bulk

      For items you use on a regular basis, buy in bulk. Youíll always need things like toilet paper and soap and buying in larger quantities will often save you money. Difficulty: 2

    12. Never go food shopping hungry

      If youíve ever gone grocery shopping while hungry, you probably left with a lot more than you intended. One rule to live by is to never go food shopping hungry. Otherwise, youíll end up with tons of unhealthy snacks you shouldnít eat. Difficulty: 1

    13. Use the 10-second rule

      When youíre buying something, stop for 10 seconds and ask yourself these questions: Do you really need this? What will you do with it? If you canít come up with a practical answers in 10 seconds, you probably shouldnít buy it. Difficulty: 2

    14. Get a rain check

      Sometimes, a product that is on sale will sell out quickly. If you missed out, ask the store for a rain check. Most stores will write you one and you can use it anytime the item is back in stock. Difficulty: 1

    15. Create a shopping list

      Sometimes, especially on trips to the grocery store, we tend to overbuy simply because weíre not sure what we need. Prevent this by always creating a shopping list so you only get exactly what you need. Difficulty: 2

    16. Sign up for shopping rewards

      Many stores offer loyalty programs. Make sure that you sign up for them so that youíre racking up points every time you shop there. Difficulty: 2

      Check out yard sales

    17. Check out yard sales

      One manís trash is another manís treasure. Yard sales are a great place to find gently used items, like housewares and electronics. New doesnít always mean better. Difficulty: 2

    18. Use Trade In

      For example, refurbished or used electronics are often in high demand. If you have something you want to sell, check out the Amazon Trade In Program and see how much you can get for it. Difficulty: 4

    19. Look at the expiration date

      Whenever youíre shopping for food, make sure you look at the expiration date, especially if itís discounted. You donít want to buy a whole loaf of bread only to have it expire the next day. Difficulty: 1

    20. Bring your own bags

      Plastic bags are not good for the environment so whenever you go shopping, bring your own bags. Many stores offer a small discount, around 5 Ė 10 cents, if you do. Difficulty: 2

  4. Home

    1. Sell the unused staff

      You probably have clothes sitting in the closet that you never wear. You can try selling them on eBay or at a consignment store. The same is true for electronics, books and so on. Difficulty: 3

    2. Check plumbing for leaks

      Check the plumbing in your home, especially toilets or under the sink pipes, to see if there are any leaks. They arenít always obvious if you donít look but will cost you a lot. Itís also an easy fix. Difficulty: 3

    3. Air seal your house

      Almost all homes have areas where air can seep in or out, especially older homes. Itís a great idea to check your house for these air leaks and seal them to prevent heat or cool air from leaving your home. This is typically something you can do yourself. Difficulty: 4

    4. Use energy star appliances

      If your home has old appliances, they might not be very energy efficient. This can cost you significantly in your electricity. Even though you may be spending more upfront to purchase energy efficient appliances, the savings add up in the long run. Difficulty: 3

    5. Donít forget to turn off the lights

      We can easily forget to turn off the lights whenever we leave a room. But next time, make an extra effort to remember. You will see a difference in your electricity bill. Difficulty: 1

    6. Turn down your air conditioner

      You can keep cool in the summertime without blasting your AC. Itís a good idea to keep it on continuously at around 73-78 degrees. This will create a comfortable temperature throughout your home. Turning it on and off constantly can actually cost your more money as your AC unit needs to work harder. Difficulty: 1

    7. Insulate your home

      You spend so much on heating your home when itís cold out. Donít let that heat escape. For example, storm windows can very beneficial, especially if you live in an area with harsh winters. They can reduce heat loss by up to 50%. Difficulty: 4

    8. Use a programmable thermostat

      Purchasing a programmable thermostat is a great investment for your home. It allows you to set the temperature to exactly your level so youíre not wasting heat. Difficulty: 4

    9. Turn down the heat

      Aside from rent, utilities is one of your biggest household expenses, especially heat. In the winter time, heating your home can cost a few hundred dollars. To save money, turn your thermostat down a few degrees and put on an extra layer or two instead. Difficulty: 1

      Turn off the water while brushing your teeth

    10. Turn off the water while brushing your teeth

      Many of us tend to keep the water running while we brush our teeth. While you might not think much of it, turning the water off can help you save on your water bill. Think about the water you waste each time you brush your teeth. It adds up. Difficulty: 1

    11. Wrap water pipes

      If you have exposed water pipes, wrap them with insulation. This is crucial in the winter time so that your pipes donít burst, causing you a big headache. Difficulty: 4

    12. Ask for an energy audit

      Many electric companies will offer you complimentary energy audits. These audits will tell you exactly how much energy youíre using, how much you can save, and where you can make improvements in your home. Difficulty: 3

    13. Boil water in the microwave

      Did you know you can boil water in the microwave? It actually takes much less energy than doing it on the stove. Difficulty: 1

    14. Replace your shower head

      Do your research into low-flow shower heads. They are specifically designed to use less water but not affect your water pressure. Youíll see the savings directly in your water bill. Difficulty: 2

    15. Repair leaky faucets

      Leaky faucets are easy to fix. It will also save you a lot of water. Never again will you hear the sound of dripping water. Difficulty: 3

    16. Routinely check your home

      You should create a checklist of areas around the home you should check for maintenance and repair. Itís a great exercise to do every season. Finding damage early can prevent a little problem turning into a bigger one. Difficulty: 3

    17. Lower your water heaterís temperature

      Consider lowering your water heaterís temperature a few degrees. This will save you energy and you probably wonít notice the difference. Difficulty: 2

    18. Unplug unused devices

      Donít forget to unplug your cell phone charger when youíre not using it. Even though your electronic device might not be turned on or in use, having it plugged in still uses a bit of electricity. Difficulty: 1

    19. Cancel your cable

      Canceling your cable is a no-brainer. Monthly fees can cost as much as $100 a month, which equals to $1200 yearly! Cut the cable and opt for a cheaper alternative, like Netflix. That will only set you back $8 a month. Difficulty: 2

    20. Use energy efficient bulbs

      Itís not always a good idea to buy the cheapest. Energy efficient bulbs will cost your more than the regular kind. But they will last longer and save you money on electricity. Difficulty: 2

    21. Forget about your dishwasherís dry heat

      Your dishwasherís dry heat cycle literally just dries it with heat. Skip this step and let your dishes air dry. You can turn this function off on most dishwashers. Difficulty: 3

    22. Use a surge protector

      A power surge can easily damage your electronics. Make sure you are always using a surge protector, especially for your pricier electronics. If they are hardly in use, itís a good idea to unplug them. Difficulty: 2

    23. Maintain your appliances

      Old and outdated appliances may be pushing up your electricity bill, even if theyíre working perfectly fine. If you canít afford to switch to newer models, make sure you maintain them regularly to prevent breakdowns. Difficulty: 4

    24. Relocate

      Picking up and moving to another town isnít always feasible. But relocating to an area with a lower cost of living can save you a lot of money. There is, however, a lot to consider, including schools in the area and job opportunities. Difficulty: 5

    25. Downsize your home

      Many homes are much too big for the people that live in them. If youíre in that situation, consider downsizing. A smaller home is not only more affordable but also much easier to maintain. Difficulty: 5

    26. Share your Netflix

      Does someone you know have a Netflix account as well? Consider sharing it. If youíre worried about watching different shows on different devices at the same time, upgrade your account to 2-screens. That will only set you back $9.99 a month or $5 each. Difficulty: 1

    27. Use the cold water cycle

      Surprisingly, the hot water used when washing your clothes is actually quite costly. Save the hot water cycle for whites or heavily soiled clothing. Most loads you can do with the cold water cycle and still turn out perfectly clean. Difficulty: 1

    28. Air dry your clothes

      Drying your clothes takes up a significant amount of energy. It isnít good for many types of fabrics as well. Instead of using a dryer, air dry your clothes instead. Difficulty: 3

    29. Be your own repairman

      While you might not be a handyman, you donít necessarily need to be to make a few quick fixes around the house. With a quick Google search, you can find instructions on common problems around the house. Difficulty: 4

    30. Fill up your dishwasher

      Always wait until your dishwasher is full to run it. Running a full dishwasher is more efficient and uses less water than doing it by hand. Difficulty: 2

    31. Rent space in your home

      Do you have any unused rooms in your home? Or perhaps a parking space you donít use? You can rent it out on AirBnB and Craigslist. Of course, itís not always comfortable to have strangers on your property so make sure you think it through first. Difficulty: 5

  5. Work

    1. Take advantage of work perks

      There are numerous perks most companies offer that employees should feel free to take advantage off. Examples include cell phone discounts, gym memberships, and deals to concerts and sporting events. Check with your HR department to see whatís available to you. Difficulty: 2

    2. Get an office microwave

      ďWeíve even been known to pack an occasional cheddar cowboy burger for lunch. If your office doesnít have a microwave, considering investing in a small one for about $30 to give you options. Difficulty: 3

    3. Pack your own lunch

      Stop paying $10 for a take-out salad. Pack your own lunch and you can easily save over $50 every week. Make a little more for dinner the night before and save it for lunch the next day. Difficulty: 3

  6. Transport

    1. Take care of your car

      Properly maintaining your car can increase their lifespan significantly. Get your oil changed regularly and check tire pressure often. Proper maintenance will also help with resale value if you were to ever sell. Difficulty: 3

    2. Check your carís air filter

      Remember to periodically check your carís air filter. A clean filter will greatly improve your gas mileage. Cleaning a filter is easy and only takes a few minutes. Difficulty: 2

    3. Shop around for gas

      Sometimes, gas stations in the same neighborhood will have varying gas prices, as much as a 20 cents difference per gallon. Check a few stations to see whatís cheapest. You can also use websites like gasbuddy.com to check online. Difficulty: 2

    4. Raise your car insurance deductible

      Raising your deductible is definitely risky. But you can save as much as 15% on your car insurance. You want to be careful though. If you were to be in an accident, you want to make sure you have enough cash on hand to pay your deductible. Difficulty: 4

    5. Compare car insurance rates

      The next time you are in the market for car insurance, be sure to get quotes from multiple companies. Many will offer discounts for military service or a safe driver. Difficulty: 4

    6. Drive a fuel-efficient car

      Public transportation is the way the go if you want to save money. However, if you need to drive, go for a fuel-efficient car so that you can get the most bang for your buck when it comes to gas. Difficulty: 5

    7. Forget collision and comprehensive coverage

      If your car isnít worth much (about less than $2000), you should consider forgetting collision and comprehensive coverage. The cost of coverage will probably be more than the amount you would get from a claim. Difficulty: 3

      Buy a used car

    8. Buy a used car

      The moment you drive a new car off the lot, it depreciates in value. If youíre in the market for a car, buy used. Just make sure to look into the carís history. Difficulty: 4

    9. Condense your errands

      Making multiple trips to run small errands can be a huge time drain. It also costs a lot of gas. Instead, plan ahead. Condense all your errands into fewer trips so you donít have to drive so often. Difficulty: 3

    10. Use public transportation

      While public transportation may not be more convenient, itís definitely less expensive than driving. Itíll only cost you a few bucks a day and you donít have to worry about maintaining a car. You also get more free time to read a book or listen to a podcast. Difficulty: 4

    11. Try carpooling

      Do you live in the same area as some of your coworkers? If so, trying carpooling. It makes sense since youíre all coming and going to the same place at the same time. All you need to do is split the costs of gas. Difficulty: 4

    12. Clear dust from vents

      Regularly check your vents, at least once a season, for dust and debris. Anything blocking your vents will prevent cold air and heat from getting out, which will make your unit work overtime. Difficulty: 3

    13. Check your tires

      Deflated tires is one cause of decreased gas mileage. Find out what the recommended pressure is for your car and be sure to regularly check your tires. You can inflate them during your next trip to the gas station. Difficulty: 3

  7. Meals

    1. Meal plan

      Setting aside an hour each week to meal plan can save you a lot on groceries. Planning out your meals will help you when you go food shopping. Youíll know exactly what youíll need to buy and have less food waste overall. Difficulty: 4

      crock pot

    2. Buy a crock pot

      A crock pot is an easy and expensive way to make a large batch of meals. You can simply throw all your ingredients in, set the timer, and come back home to a delicious dinner. Difficulty: 2

    3. Embrace leftovers

      Many people donít care for leftovers. But why waste food? Most meals will can be stored in the refrigerator for a few days, even months if you freeze them. Difficulty: 2

    4. Cook yourself

      Sometimes, weíre too lazy to whip up a meal and order take-out instead. To avoid these situations, cook some simple but healthy food like oat-flakes. It takes just 10 minutes of your time. Difficulty: 3

    5. Make your own coffee

      A cup of coffee can cost $3 bucks, which means $15 a week or $60 a month. Instead of visiting your Starbucks so often, make your own coffee instead. Itís much cheaper and tastes the same. Difficulty: 2

    6. Remember to eat breakfast

      Itís important to start your day with healthy but not heavy foods. Eating breakfast will also stop you from splurging on an expensive lunch, which is much more pricey. Difficulty: 3

    7. Avoid fast food

      Sometimes, we stop for fast food because itís easy and convenient. But itís not healthy for us. It can also be an expensive habit. Enjoy good and healthy home cooked meals, while avoiding junk food. Difficulty: 4

    8. Eat less protein

      Protein in the form of meat is expensive and isnít always healthy for you. There are plenty of ways you can get protein in your diet, including many vegetables that are considerably cheaper. Difficulty: 5

    9. Skip the dessert

      When eating out at restaurants, skip the dessert. It almost costs as much as an entree. Instead, stop for a quick ice cream on your way home. Or better yet, have dessert at home! Difficulty: 2

    10. Drink less

      You might not like the sound of drinking less but your wallet will. Limit your alcohol consumption to one or two drinks every time you go out. The best idea is not to drink at all. Your body and your wallet will be happy. Difficulty: 4

  8. Recreation

    1. Pack your own snacks for trips

      If youíre going on a trip, remember to pack some snacks with you. Food at the airport can be very expensive. If youíre just looking for something quick to hold you over until you land, have something in your carry-on bag ready to go. Difficulty: 3

    2. Only bring a carry on

      If youíre traveling, especially internationally, baggage fees arenít cheap. Trying packing light and only bringing a carry on and a personal item. Finding hotels or accommodations with laundry facilities nearby will help. Difficulty: 4

    3. Go for happy hour

      Going out for drinks isnít cheap. Next time, schedule your social outing around happy hour. Use Yelp to find local deals and reviews or ask your favorite bar if they have any specials running during the week. Difficulty: 2

    4. See a matinee

      The cost of a movie and popcorn can be as much as $25 a person. If your schedule is flexible, try going to the movies during the day instead. Matinee prices are much more reasonable. Difficulty: 2

    5. Watch a movie at home

      Consider watching a movie at home. Through services like Amazon and Redbox, you can easily rent movies online and stream them for only a few bucks. Difficulty: 1

    6. Donít pay full price at museums

      The admission price listed for many museums is a suggested donation amount. Of course, itís good to give back when you can. But if youíre a frequent visitor, you donít always have to pay full price. Donate what you can. Difficulty: 1

    7. Find free & local events

      Almost all towns have free and local events anyone can enjoy. Check out sites like Meetup or visit your townís website to see what going on. Difficulty: 2

      Start a vegetable garden

    8. Start a vegetable garden

      Growing your own vegetable garden is a great way to spend your time and also save money. Itís healthy and you know exactly where your food is coming from. Plus, the cost is low. All you need are seeds and a couple gardening tools. Difficulty: 5

    9. Host a potluck

      Going out for dinner with friends can easily set you back $100 with drinks. Next time, host a potluck instead. Each guest can bring a dish of their choice and you can supply a couple bottles of wine. Difficulty: 2

    10. Find inexpensive activities for your kids

      Thereís no need to spend a lot of money on expensive toys for your kids. There are plenty of fun and inexpensive activities you can do, like play ball or go to the park. It doesnít take a lot to entertain kids so be creative. Difficulty: 2

    11. Start volunteering

      Becoming a volunteer is a great way to help a good cause, meet new people, and do something with your time that doesnít require money. Find a cause you are passionate about and see how you can help. Difficulty: 4

  9. Communication

    1. Assess your communications costs

      As Internet and wireless use grows, many consumers are overpaying for unneeded communications capacity. For example, if you have a cell phone and two phone lines - one for your computer - consider receiving personal calls on your cell phone so you can give up one of the phone lines. Difficulty: 3

    2. Review your cell phone bill and plans

      You should make it a habit to review your cell phone bill monthly. Check how much data, minutes, and texts youíre using. Cell phone providers are constantly changing their plans and offers all the time. You may be able to downgrade to another plan and save you money. Difficulty: 3

  10. Clothing

    1. Read the care instructions

      Properly caring for you clothes will help keep it better shape for longer and save you money. Always remember to read the care instructions. You donít want to throw a new sweater into the dryer and have it come out three sizes smaller. Difficulty: 1

    2. Learn to sew

      Sewing is a helpful and simple skill to learn. Instead of tossing a shirt out just because a button fell off, you can now easily fix it yourself. Difficulty: 3

    3. Purchase previously-used clothes

      Consider purchasing previously-used clothes from Good Will, second-hand stores, eBay, school or church thrift sales. With a little effort, you can find low-priced, high-quality used clothing items that can be worn for many years. Difficulty: 3

    4. Have key pieces in your wardrobe

      Dressing well isnít about how much clothes you have. Itís about having the right pieces. Instead of buying tons of clothes, purchase pieces that fit you well and are versatile for both work and play. Difficulty: 2

  11. Cosmetics

    1. Get a free haircut

      Most beauty schools will offer free haircuts. The catch is that your stylist will be a student. Donít worry though, even though theyíre stylists-in-training, they still have plenty of experience and you probably wonít even notice the difference. Difficulty: 2

    2. Be your own hairdresser

      Hair can be very personal, especially to woman. While you may not feel comfortable giving yourself a hair makeover, you can easily do trims yourself without having to visit the hair salon. Check out Pinterest and Youtube for tutorials. Difficulty: 4

    3. High-end cosmetics isnít always better

      High-end cosmetics can be 5 times more expensive than their drugstore counterpart. But are they 5 times better? Not always. Many drugstore brands and high-end brands are developed and manufactured by the same parent company. The quality can be very similar. Difficulty: 1

So, living minimally is a trend these days. But thereís actually a lot you can learn from it. Learn to be less attached to your stuff. Live more but with less.