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Types of HYIPs

All programs can be split into the following types:

Fly-by-night Ponzi

This type of programs pays 10 to 200% (sometimes even more) on a daily basis. The life of such pyramids is fairly short: as a rule, they last 3 to 15 days. They cannot be called investments, since you will not be able to make any money with them, and the amount of money deposited into such “roulette” should not exceed $50. I would recommend staying away from them at all costs.

Short Term Ponzi

This type of programs pays around 4-7% daily. Programs of this sort can be classified as extremely risky and normally last for the period of 15 to 30 days, at most 2 – 2,5 months if there were no big deposits at the initial stage.

Medium Term Ponzi

This is the most optimal type for investing. Such projects pay from 2 to 3% daily and normally function for the period of to 4-5 months. Some long-lasting programs of this sort can stay around almost a year. The recovery time for deposits in these programs is relatively short (33-50 days), so you have about a 70% chance for recovering you initial deposit and deriving some income.

Long Term Ponzi

This category deals with low-yield programs (the interest rates are less than 1.5% daily or 25% monthly). Such programs can last for quite a long time (in some cases, up to a 3 years!), but you are not likely to derive significant income from them. In order to receive some significant profits from such programs, you will have to make a large deposit with them (from $1000), but the risk level in this case is not justified!

Real Programs

A very rare case in the HYIP world. The only type of real HYIPs I know is the Forex Managed Accounts. If the validity of a program’s business is not proven, I would advise you to stay away from them.